Today we’re joined by Larry Keller, a renowned expert in physician disability insurance, as he sheds light on the evolving landscape of disability insurance. Larry delves into the current hot topics within the industry, providing valuable insights into recent changes and emerging trends. You’ll gain a deeper understanding of what to look for in disability insurance and crucial steps to avoid potential missteps that could jeopardize your coverage.

Listen in as Larry explores the concept of Guaranteed Standard Issue (GSI) plans and why they are particularly relevant for physicians. You will learn about the advantages of Guardian’s Provider Choice policy, essential considerations regarding mental/nervous coverage, and the benefits of gender-neutral or unisex rates for female practitioners. Discover the significance of the COLA rider in ensuring your disability insurance keeps pace with inflation, and why it’s vital to approach disability insurance with a thorough understanding of your quotes and a commitment to tailoring the coverage to your unique situation.

What You’ll Learn In Today’s Episode:

  • What the Guaranteed Standard Issue (GSI) is.
  • The benefit of GSI plans.
  • When you should look into a GSI plan.
  • Advantages of Guardian’s Provider Choice policy.
  • What you need to know about mental/nervous coverage
  • The benefit of gender-neutral or unisex rates.
  • What the cost of living adjustment (COLA) rider is.
  • What you need to do if you haven’t found any coverage.

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