What would happen to your income and your family if you couldn’t work tomorrow? In this episode, we sit down with insurance expert Brian Leet, who brings decades of experience from both the insurance carrier and client side. He shares powerful stories from his career, including moments when clients discovered too late that they were unprotected. Brian breaks down the critical importance of disability insurance, especially for physicians and other professionals whose income is essential to their financial plans.

You’ll learn how to evaluate whether your current coverage is adequate, the common pitfalls to avoid, and why timing matters when buying insurance. Brian also shares insider tips on how to approach employer-provided coverage, how to ensure it aligns with your needs, and the unique considerations for medical specialists like anesthesiologists and pain management physicians.

What You’ll Learn In Today’s Episode:

  • Why disability insurance is crucial for income protection.
  • The risks of waiting to buy coverage.
  • Common policy pitfalls and how to avoid them.
  • Key differences in employer-provided plans.
  • How to assess your coverage needs.
  • Unique insurance considerations for medical specialists.
  • When to buy life and disability insurance for best rates.
  • Questions to ask your future employer about benefits.
  • How disability insurance fits into a financial plan.
  • Real-world examples of clients caught without coverage.

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